Business funding

Capital that fits how you run.

Seven ways to fund your business, one application. Tell us what you need and a specialist will match you with the right fit.

Up to $500K

Business Flex Line

A revolving line of credit you draw on whenever you need it. Pay it down and the funds are available again.

Apply for a Flex Line
  • Limits up to $500,000
  • Only pay for what you draw
  • Rates starting at Prime for qualified businesses*
  • Great for seasonal swings and unexpected costs
Best forCash on standby
AccessDraw any time
Fast decisions

Working Capital

A lump sum deposited to your business account, to use where your business needs it most.

Apply for working capital
  • Payroll, inventory, marketing, hiring and more
  • Quick approvals with minimal paperwork
  • Same-day funding options for qualified businesses
  • Flexible terms tailored to your cash flow
Best forEveryday cash needs
FundsOne lump sum
Keep your cash

Equipment Financing

Get the trucks, machines, kitchen equipment or tech you need without draining your working capital.

Finance equipment
  • New or used equipment
  • The equipment helps secure the financing
  • Predictable, fixed payments
  • Keep cash in the business for everything else
Best forMachines & vehicles
CollateralThe equipment
Government-backed

SBA Loans

Longer terms and lower payments through U.S. Small Business Administration programs, for established businesses.

Ask about SBA
  • Longer repayment terms
  • Use for expansion, real estate, equipment or refinancing
  • We help you get the paperwork right
  • Takes longer than other options; worth it for the right business
Best forEstablished businesses
TimelineWeeks, not days
30-year fixed

Commercial Real Estate

Buy, refinance or improve the property your business calls home, with long-term fixed-rate financing.

Finance property
  • 30-year fixed-rate financing
  • Purchase, refinance or cash-out
  • Predictable payments for the long haul
  • Pair with a bridge loan when timing is tight
Best forOwning your space
TermUp to 30 years
Same-day options

Bridge Loans

Short-term capital to close a deal or cover a gap while longer-term financing comes through.

Get a bridge loan
  • Same-day funding options for qualified businesses
  • Short terms with a clear exit
  • Move fast on property and opportunities
  • Refinance into long-term financing
Best forSpeed
TermShort-term
Great for start-ups

Credit Cards / SLOC

SLOC is a unique funding program that was created to provide funding solutions to the unfundable “start-ups” and flexible capital to existing businesses.

Instead of one loan, SLOC helps you secure several new business and/or personal credit cards, building a flexible line of credit you draw on as you need it. Many cards come with an introductory 0% APR period. It's built for owners with good personal credit, including new businesses without the revenue or history most lenders require.

See if I qualify
  • Designed for start-ups that traditional lenders turn away
  • Flexible capital for established businesses, too
  • Many cards offer an introductory 0% APR period
  • Hands-on help through every application
Best forStart-ups with good credit
StructureMultiple credit cards
Good to know: SLOC is a fee-based service, not a loan. Program fees are explained in writing before you sign. Card issuers run hard credit inquiries, and introductory rates and limits are set by each issuer.

Not sure which one? We'll tell you.

One short application, no hard credit pull, and a specialist who'll match you with the best fit.

Start my application
How much do you need?
$
Apply Now